⚖️ CounterClaim Auto  ·  🇨🇦 Canadian

The insurer named a number. Counter it.

CounterClaim Auto proves what a car really is and what it’s really worth — with factory records, real market comparables, and shop-grade estimates. Four services, one job: your car, documented. Start with the build sheet: send us your VIN and get the full factory record as a PDF — real trim, exact paint code, every installed option, original MSRP, warranty and recalls.

  • 🎁 Launch promo: buy 2 build sheets, get the 3rd FREE — 3 VINs, one order, $15.98 total
  • Pay the Canadian way —  Interac e-Transfer, no card needed
  • Built by people who actually fix cars — owners, buyers, sellers & body shops
  • Your sheet is emailed back as a PDF after your transfer lands
Black Cadillac Escalade SUV — stock photo shown for illustration
Cadillac Escalade — stock photo. The decode data in the sample below is from a real 2026 Escalade Sport: Paint GBA Trim: Sport MSRP $142,894

$0.00

off — our Mitchell estimate mirror matched the insurer’s sheet to the penny

Under 1 hr

typical build-sheet turnaround — orders are checked and fulfilled automatically

1 invoice

per month for partner shops & dealerships — every VIN listed

100%

Canadian — Canadian comparables, Ontario HST handled, Interac accepted

Real results, real files.

No stock-photo promises — documented numbers from actual CounterClaim work.

📏 The $7,468 gap

A leading estimating service mirrored a real insurer estimate and came in $7,468 light. Our mirror of the same sheet matched it exactly — $16,376.32 gross, every line. Accuracy isn’t our slogan; it’s a number you can audit.

🚙 The total-loss file

A 2026 BMW X7 whose repair estimate reached 81% of the car’s value — total-loss territory. Our evidence package documented the market from live listings: 3 verified comparables averaging $117,961, each checked against the factory build sheet.

Four services. One job: prove what your car is worth.

Everything we do starts with the same factory record — your car’s build sheet. Pick the service you need.

🚗 Decode My VIN — Factory Build Sheet

Your car’s exact trim, paint code, every installed option, original MSRP, warranty and recalls — from just the VIN.

$7.99 CAD flat

🎁 Launch promo: buy 2, the 3rd sheet is FREE

Get my build sheet →

🧾 Total Loss Package

Car written off? The build sheet plus 3 real comparable cars for sale near you — verified against your sheet — and a one-page report for your adjuster.

$99.99 CAD — build sheet included

Fight my settlement →

📸 WriteSmart — Estimates from Photos

Send damage photos — get a proper Mitchell-style repair estimate written the body-shop way: repair vs. replace calls, refinish and blend, calibrations, the works. Written to the manufacturer’s own repair guidelines and the Mitchell P-pages.

$99.99 CAD flat — build sheet included

🔥 Launch special: $49.99 until Nov 20

Order an estimate →

⚖️ Ontario Appraisal

The heavy artillery for a total-loss fight: a full Ontario market-value appraisal of your car — factory record, verified comparables, documented dollar by dollar.

From $499.99 CAD

Get an appraisal quote →

Ordering is 3 easy steps

No checkout cart, no card, no creating an account. If you can send an e-Transfer, you can do this.

1

Tell us your VIN + your email

Fill in the order form below. Pressing the button opens your own email app with the order already written — just hit Send.

2

Send $7.99 by Interac e-Transfer

From your banking app, send $7.99 to:

bzoghi84@gmail.com

Important: put your VIN in the message / note field of the transfer. That’s how we match your payment to your car.

🎁 Promo: ordering 3 sheets? Send $15.98 (you only pay for 2), list all 3 VINs in your order email — add the 2nd and 3rd VINs right in the email before you send it — and the 3rd sheet is on us.

3

Get your build sheet by email

Once your transfer lands, we decode your VIN and email the full factory build sheet PDF to the email address you gave us. Keep it, print it, or hand it to your shop.

What’s on the sheet?

Everything the factory recorded about your specific vehicle — not generic specs for the model.

🎨

Exact colours, with codes

Exterior paint name and factory paint code (the code a body shop mixes from), plus interior colour and trim code.

🏷️

True trim level

Settle “is it really a Sport / SE Upgrade / XLT?” for good — the trim the factory actually built, not what a badge or a seller claims.

🧩

Installed options & packages — with codes

Every factory option and package on your vehicle, listed with its factory option code and price where the record includes it.

💲

Original MSRP breakdown

Base price, options and total window-sticker MSRP — handy for insurance, selling, or just knowing what it cost new.

⚙️

Full standard equipment

Engine, drivetrain, dimensions, fuel economy and the complete standard-equipment list — typically 200+ items, one per line.

🛡️

Warranty, safety & recalls

Factory warranty terms, safety ratings and tech, and model-level recall information from NHTSA data.

Honest note on coverage: in our testing on 5 real vehicles, the paint code came back on 4 of 5. A small number of vehicles only have pattern-level factory data — if your VIN returns no colour or options record, we’ll tell you straight in the email rather than dress it up.

Sample sheet — a real decode

This is a real customer-style decode with the VIN masked for privacy — the last 6 characters are always blocked in anything we show publicly.

Factory build sheet · Sample
VIN 1GYS9FKL8TR••••••
Decoded ✓

Vehicle

Vehicle
2026 Cadillac Escalade
Trim level
Sport
Engine
6.2L V8
Built in
Arlington, Texas

Colours — with factory codes

Exterior
Black Raven
Paint code
GBA
Interior
Jet Black Leather
Interior code
H2U

Warranty & recalls

Warranty
Factory terms on file
Safety
NHTSA ratings included
Recalls
Model-level recalls listed

Installed options & packages

CodeOptionPrice
ST1Touring Package$4,945
PDFFloor Liner Package (LPO)$850
—Base MSRP & remaining factory charges (balance to total)$137,099
Total MSRP$142,894

Also on the full PDF

Standard equipment
200+ items, one per line
Dimensions
Full measurements
Fuel economy
City / highway ratings
Pricing
Base + options breakdown

Sample shortened for this page. Your PDF contains the complete record for your VIN — every equipment item, dimension and price line.

Where do I find my VIN?

It’s 17 characters — letters and numbers. You’ll find the same number in all three places:

🚗 Through the windshield

Stand outside at the driver’s side and look at the bottom corner of the windshield, on the dashboard. There’s a small metal plate with the VIN.

🚪 Driver’s door frame

Open the driver’s door and look at the sticker on the door frame (the jamb) — the VIN is printed there, often near a barcode.

📄 Your ownership / insurance

Your vehicle ownership (registration), insurance slip and most service invoices all list the full 17-character VIN.

Type it carefully — VINs never contain the letters I, O or Q (so they can’t be confused with 1 and 0). The form below checks your count as you type.

Car written off? Don’t sign that settlement yet.

When an insurer totals your car, they pay what their report says it’s worth — and their report misses factory options and uses the wrong trim all the time. The Total Loss Package is your proof back — $99.99 flat, build sheet included.

1

Your factory build sheet

Your car’s exact trim, every installed option code and its original MSRP — straight from the VIN. Included in the package.

2

3 real comparables near you

Three cars like yours, actually for sale in your area, at the highest real asking prices — each one checked against your build sheet so the trim and options truly match.

3

A one-page report for your adjuster

Their offer vs. what the market supports, in dollars, with the listings attached. Send it back and let them explain the gap.

To order the package: email your VIN, your postal code, and the insurer’s offer if you have it, to bzoghi84@gmail.com with the subject Total Loss Package. Then send the $99.99 by Interac e-Transfer to the same email — work starts when the payment lands, and your report comes back by email. Listings are real asking prices captured the day we search; your settlement is still the insurer’s decision — this is the evidence, not a promise.

Ontario Appraisal — when their number has to be answered formally.

A full Ontario market-value appraisal for a total-loss dispute: your car’s factory build sheet, verified live comparables, condition and mileage documented — a defensible value, in writing. Appraisals from $499.99.

1

The full valuation

A complete appraisal report: the documented factory record (exact trim, every option code, original MSRP), verified Ontario comparables checked against that record, and mileage and condition analysis — the way a value is supposed to be proven.

2

Built for the dispute

Insurers count on you accepting the first number because most people can’t prove a better one. An appraisal is the proof — formatted for an Ontario total-loss dispute and ready to put in front of them.

3

Every verified dollar

We pull the top legitimate comparables and price every factory option the market actually pays for. No cherry-picked cheap listings, no missing packages — the number their lowball has to answer.

Appraisals start at $499.99 — the exact fee depends on the vehicle and the file. Email your VIN, your postal code, and the insurer’s offer to bzoghi84@gmail.com with the subject Ontario Appraisal and we’ll confirm your price before any work starts — nothing begins until you approve the quote. The appraisal documents what your car is worth in this market, with evidence. After that, it’s the insurer explaining why they’d pay less.

Shops & dealerships: open a partner account.

Order as a guest anytime — or register your business once and skip the per-order transfers for good.

🛒 Guest checkout

No account needed. Order a build sheet, send the $7.99 e-Transfer, and the PDF lands in your inbox. Best for one-off orders.

🤝 Partner account — free to open

Register your shop or dealership and get your own partner code. Order with your code — no transfer per order. Every run is logged to your account and billed on one monthly invoice with your full order history. Partner rate: the same $7.99 per build sheet, billed monthly. Your code is yours alone, and it can be turned off anytime.

⭐ CounterClaim PRO — the monthly plan for shops & appraisers — $199.99/month

Founding rate: $199.99 CAD/month, locked for the shops and appraisers who join now (regular $249.99 after the founding window). One flat monthly invoice covers your bench:

✓ Unlimited VIN build sheets for your own files*
✓ Unlimited total-loss comparables runs
✓ 2 mirrored estimates per month included (verified mirror packs — every line code, hour and price matched to the cent)
✓ 2 photo-based estimates (WriteSmart) per month included
✓ Priority queue — next-business-day turnaround on included estimates

Priced against the market, one outside virtual estimate can cost more than this whole month. To join, email bzoghi84@gmail.com with the subject Pro Plan and your business details. *Fair use: your shop’s own repair and appraisal files; soft cap 300 decodes/month per account.

To open a partner account, email bzoghi84@gmail.com with the subject Partner Account and include your business name, contact name, account email, and whether you’re a shop or a dealership. We reply with your partner code — most accounts are open the same business day. Password logins are coming to this site; until then, your code is your key.

New shops: your first estimate mirror is free. Email one insurer estimate PDF to bzoghi84@gmail.com with the subject Free Mirror — we’ll mirror it line-by-line — every Mitchell line code, labour hour and part price, totals matched to the cent — and send you the completed mirror pack with the line-by-line comparison. You key it into your own Mitchell in minutes; we never need your login. See the accuracy before you spend a cent. One per shop.

WriteSmart — a real estimate, from photos.

Insurer wrote you a number that looks light? Or you’re a shop that needs estimates written properly? Send the photos — get a shop-grade estimate back. Launch special: $49.99 until November 20, 2026 (regular $99.99), build sheet included.

1

Written the shop way

Mitchell-style lines from your damage photos plus the VIN decode — repair vs. replace decided like a shop decides it, with refinish, blend, one-time parts and ADAS calibrations included.

2

By the book — OEM guidelines + P-pages

Every estimate is written following the manufacturer’s own repair guidelines and the Mitchell P-pages: OEM procedures, required calibrations, refinish and blend rules — not guesswork. Calibrated blind against real insurer estimates before it opened.

3

What you get back

A written estimate as a PDF by email, next business day: line-by-line operations, hours and parts, plus an honest teardown watchlist for hidden damage the photos can’t show — flagged, never padded in.

To order: email your damage photos and your VIN to bzoghi84@gmail.com with the subject WriteSmart. Then send the fee by Interac e-Transfer to the same email — $49.99 launch price until Nov 20, 2026 (regular $99.99) — with your VIN in the note. Work starts when the payment lands; your estimate comes back by email the next business day. The more angles you send, the tighter the estimate — wide shots, close-ups, and the VIN plate photo all help.

Order your build sheet — $7.99

Step 1 takes under a minute. Step 2 is one e-Transfer. That’s the whole thing. Launch promo: order 3 sheets, pay for 2.

Step 1 — Send us your order

Fill this in, then press the yellow button. Your email app will open with everything filled in — just press Send in your email.

Found on your dash, door sticker or ownership.0 / 17

No email app on this device? Just email bzoghi84@gmail.com yourself with your VIN and the email address where you want the PDF.

Insurance lowballed your total loss? Read this before you accept.

A total-loss settlement is a negotiation, not a verdict — and the first number is built to be low. Here is the playbook, and the counter to every move in it.

Move 1: The wrong trim

They value your car as a cheaper trim — a base model instead of the loaded one you actually owned. On paper it looks like your car. On money, it’s thousands less.

The counter: the factory build sheet proves the exact trim your VIN left the factory with.

Move 2: Options priced at zero

Sunroof, towing package, driver-assist suite, the $5,000 option group — if it isn’t on their report, it isn’t in your cheque. Most people never check.

The counter: the build sheet lists every installed option and package, with factory codes.

Move 3: The cheapest “comparable” in the country

Their valuation leans on listings that aren’t like your car — wrong trim, higher mileage, accident history, a province away — each one dragging the number down.

The counter: verified comparables matched to your car’s real spec, mileage and condition.

Move 4: “This is our final offer”

It isn’t final, and it isn’t a law. It’s a first draft with a logo on it — it moves when the other side shows up with evidence.

The counter: climb the ladder — build sheet ($7.99) → Total Loss Package ($99.99) → Ontario Appraisal (from $499.99) — and make them answer documented numbers.

Start with the sheet. It takes one VIN and $7.99 to find out what your car actually was. Get my build sheet →

Questions, answered plainly

How do I pay?

By Interac e-Transfer — the same way you’d pay a friend. Send $7.99 CAD to bzoghi84@gmail.com from your banking app, with your VIN in the message/note field. No credit card, no account, no checkout.

When do I get my build sheet?

After your e-Transfer lands and we can match it to your VIN, we run the decode and email the PDF to the address you put in the order form. If anything about your VIN can’t be decoded, we’ll email you and say so honestly.

What if my car’s paint code or options aren’t in the factory record?

It happens on a small number of vehicles — in our testing, 4 of 5 returned a paint code. If your VIN only has pattern-level data, your sheet will still carry everything that is on record (identity, trim where available, standard equipment, specs, recalls), and we’ll flag clearly what wasn’t returned.

Which vehicles does this work for?

Any vehicle with a standard 17-character VIN — cars, trucks and SUVs sold in Canada and the US. The sample above is a 2026 Cadillac Escalade; we’ve also decoded Toyota, Subaru, Volkswagen and Ford vehicles in testing.

Is my VIN private?

Your VIN is only used to run your decode and deliver your sheet. In anything we ever show publicly — ads, posts, samples — the last 6 characters are always blocked, like the sample on this page.

What’s the difference between the Total Loss Package and an Ontario Appraisal?

The Total Loss Package ($99.99) is the evidence pack: your build sheet, 3 verified comparables, and a one-page report for your adjuster — what most people need to push back on a low offer. The Ontario Appraisal (from $499.99) is the full formal valuation: a complete market-value appraisal report documenting the factory record, the comparables, and mileage and condition end to end — for when the dispute escalates and their number has to be answered formally. Start with the package; escalate to the appraisal when they won’t move.

What does the WriteSmart estimate cost, and what do I send?

$49.99 launch price until November 20, 2026 — regular price $99.99 CAD flat, and the factory build sheet for your VIN is included. Email your damage photos + VIN to bzoghi84@gmail.com (subject WriteSmart) and send the fee by Interac e-Transfer to the same email. Your written estimate comes back as a PDF the next business day. It’s written from photos to the manufacturer’s repair guidelines and the Mitchell P-pages; damage the photos can’t show goes on an unpriced teardown watchlist rather than being guessed into the total.

I’m a shop and need these regularly. Can I order more than one?

Yes — and right now there’s a launch promo: buy 2 build sheets, get the 3rd free. Put all 3 VINs in one order email and send one e-Transfer of $15.98 (paying for 2) with the VINs in the note. After that, it’s the same 3 steps per VIN — one order email + one $7.99 transfer per vehicle — so each sheet matches up cleanly.